Tuesday, February 2, 2010

security breach

anyone else a victim of credit card fraud??

recently i found out that someone has my credit card info and has been using it attempt to make some expensive and inexpensive purchases. good thing i caught it when i did...

my dad has a card for my account and his purchases kept declining. then i saw that there was this strange transaction on my online statement titled "fglhelp.com." found out it was linked to a porn/live cam/adult dating website! Chase told me that there were other attempts to for purchases in addition to those my dad tried to make. what triggered their suspicions and their action to freeze my account was a purchase of $150 through Zynga, the facebook/iphone game company. then this criminal tried to purchase membership through that same porn website for $9 and $35, with the latter being successful. and also an attempt to charge $253 through Comcast was also made. So basically the only charge came through was the $35 porn website charge.

my sense of security has suddenly become shattered. i use this credit card for the majority of my transactions. i use it almost carelessly. there are so many ways my credit card info could have fell into the wrong hands:
-while making a purchase online some one could have been recording my info
-someone could have hacked into a website where my card info was being stored
-at a restaurant someone could have wrote down or took a pic of my card after the waiter/tress took my card
-there were a couple of times i gave my credit card info over the phone
-anybody at any company where i used my credit card or even someone at my credit card company could have used my info illegally

it's creepy to think that this bastard has my name, credit card number, and possibly my address. you need all of that, in addition to the security code on the back of your card and the expiration date, to make a successful transaction online.

so be cautious and be vigilant people. pay attention to your credit card statements. watch where your credit card goes in a restaurant or store (even fancy ones). pay cash if u can. i'd seriously consider canceling all my credit cards but it's sorta hard not to have one when u can get rewards and helps you pay for stuff temporarily. i think i'll be using my card less. be careful people!


Jaelyn said...

is your credit card linked to your itunes account? my coworker had her credit card linked to her itunes account and she was a victim of credit card fraud. they traced it back to her itunes account.

i purchase gift cards and use those instead of linking my credit card...

Norwin said...

ooh good tip. i forgot what card is linked to my itunes account. i'll definitely remove it! thanks for the tip jae!